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What is the best way for saving money?

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Post by 41Hathaichanok081 Fri Nov 01, 2019 3:18 am

I believe that the only way to save money effectively is saving before spending.
When I receive money from my mom, I always transfer some money to my savings account immediately.
And, the rest is money for spending.
I also try to be economical. Sometimes, it works but sometimes it does not.

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Post by 32Nichapa068 Fri Nov 01, 2019 12:56 pm

For me, I will divide my money into 2 group. First, about 80 percents , I will spend to my daily life. The second group, about 20 percents, I will save them in my bank application.

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Post by 31siwayu016 Fri Nov 01, 2019 1:12 pm

For me, I devide money to three parts. These are money for food, education and saving. The percentages of these are 70:20:10 I designed that is the good way for saving money. Sometime, when I want to buy something I would like to use money from saving that I saved it before.

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Post by 31Yingraveegeera012 Fri Nov 01, 2019 1:17 pm

For me, I have many ways to save money. The first one is saving my allowance in first day of month. I save some of my allowance in other bank account for an emergency situation. The second one is collecting 50baht note. I collect this note because it’s a note that I’m not usually got. Another way is collecting 20baht note which including number 24 and 42. I’ve seen one tweet in twitter, they said if you collect notes including number 24 and 42, you will be more lucky lol.

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Post by 41Nattakul015 Fri Nov 01, 2019 1:33 pm

Personally, I think that save before spend might help. We have to divide the money into parts for food, shopping, save and other parts. Another way is that we must have a goal for saving.

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Post by 41Chidchanok009 Fri Nov 01, 2019 2:15 pm

For me, I tend to think carefully and repeatedly. I think twice about what I want or what you really need. I am the one who likes to buy things a lot. I used to have a habit of not being careful about the use of money so that I this makes me have less money left. So I have to think carefully first.

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Post by 42Peerapon027 Fri Nov 01, 2019 9:19 pm

As for me, I save my money by opening a new account for save money only! When I get money from my mom, I always transfer to that account definitely. By doing this, I can save the money to buy things that I want. Sometimes, I use this money when my mom did not give me the money. I think this way it is really work!!!


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Post by 41chonlamas008 Sun Nov 03, 2019 1:29 pm

Do you really want to know?
And my answer is to stop using it.
It is easy to say but hard to do.
People love to spend money on buying the thing that makes they're happy.

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Post by 42Temsiri054 Sun Nov 03, 2019 3:27 pm

I think do not overuse money is the best way to save money.
Or spare the rest of your money to the second bank account is another good way.
You might be surprised in the next three months that you can save a lot of money.

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Post by 41supanut031 Sun Nov 03, 2019 3:33 pm

It has never been easy for me to safe money.
My monthly stipend cannot stay with me for not over a week.
I love shopping online and that costs me a large amount of money.
To mom, the only way to safe my money is not to give me money haha. 

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Post by 41duangsamorn079 Mon Nov 11, 2019 10:46 pm

I think we should not spend our money with useless things.
But honestly, I can't do that.
I always spend my money on what I like. Lol
And my mother always tell me not to buy it but I won't listen to what she said.

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Post by 31kittiyakorn001 Mon Nov 11, 2019 10:51 pm

To be honest, I am not good at saving money.
The way that can help me save my money is transfer some of money to my friend.
It helps me so much because I can manage the rest of money effectively.

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Post by 41Napat013 Tue Nov 12, 2019 3:07 am

For my suggestion, one of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save. Now, you have a target and know what you will need to save each month to achieve your goal.

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Post by 41Sumanee077 Wed Nov 13, 2019 5:54 pm

For me, when I gain the money from parents.
I will devide money to four parts.
There is food, education, saving and so no.
It is a good way for me to save my monet per mouth.
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Post by 41Chidchanok009 Wed Nov 13, 2019 7:13 pm

The best way to save my money are 1. Being satisfied with what I have. 2.Do not compare me to others, because if I do that, it will make me want many things 3.Think carefully about what you want to get. 4.Love myself and think that when I grow up, graduated and have a job, I will have everything that belonging to myself.

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Post by 42wanwiwa093 Wed Nov 13, 2019 8:00 pm

To be honest, I am facing with the money problems now. I used to save the money before and it quite works but now it's not. At that time, I just save the fifty banknotes. It's a really good way for saving money.

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Post by 41Piyanan061 Thu Nov 14, 2019 1:03 pm

Buy used when you can. You can often find the exact item you want with a bit of clever shopping at used equipment stores, used game stores, consignment shops, and so on. Just make these shops a part of your normal routine go there first when looking for potential items and you will save money.

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Post by 41Chanin083 Thu Nov 14, 2019 1:54 pm

The best way to save money is not to spend the money! Hahaha I am just kidding. Actually, I have no idea too but my own way to save money is to spend on only the necessary things. I have two bank account, I transfer some of the money from the main account to another to keep it as a saving money at the first day of the new month.

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Post by 41Thanwarat019 Thu Nov 14, 2019 1:59 pm

Personally, I would say that the best way to save my money is not to buy anything  without necessary.
I think it can be work.If we can do like this, we will have more money increasingly.

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Post by 41Nattakarn084 Thu Nov 14, 2019 2:05 pm

Personally, i divide money into 3 parts; saving, spendind and keeping for emergency use.
The first part is 30 percent for save money.
The second part is 50 percent for spend money.
The last part is 20 percent for keeping for emergency use.

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Post by 42Areerat044 Thu Nov 14, 2019 8:41 pm

The best way to saving money is You have to pay just for your need but do not pay for your want.

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Post by Ex1Ash069 Fri Nov 15, 2019 1:08 pm

If you have cash, then saving 20 baht a day or even saving coins and just don't even spend them for how many months can really save you a lot but it does require effort and just discipline to not have the impulse to use and buy. I saved my coins for about 3 years in my country and got around 100+USD when I exchanged them to the bank.

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Post by 41Nutsuda086 Tue Nov 26, 2019 9:07 pm

I think you should set a goal of saving money first.
To start your savings, first set a goal by deciding how much money you want to save within a period. Calculate how much you need to contribute for each day to reach the goal. Stick to it and add the required money to the goal everyday.

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Post by 31satreewit024 Tue Nov 26, 2019 9:14 pm

For me, saving money is a hard thing. I have to force myself to save some money. Every time I get some money from my parents,
I'll save it about 10% of the money that I got. For example, I got 5,000 baht this month, I'll save 500 baht. It's an easy way to save money.

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Post by 42Pichsinee043 Tue Nov 26, 2019 9:48 pm

Use these money-saving tips to generate ideas about the best ways to save money in your day-to-day life.
1. Eliminate Your Debt
2. Set Savings Goals
3. Spend to Save
4. Pack Your Lunch
5. Annualize Your Spending

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